Berea Office

302 Richmond Rd. PO Box 428
Berea, Kentucky 40403
Phone:  (859) 986-1056

Richmond Office

1060 Center Dr. PO Box 743
Richmond, Kentucky 40475
Phone:  (859) 626-5252

Insurance and Risk Management Programs for Schools

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Most people don't think of running a school or group of schools as the complex business it is. But the education environment includes constantly changing demands on expectations, budget, and non-traditional use of school property. Risk management, including insurance, can be an on-going challenge for school managers and administration. And in Kentucky, the market for insurance is very limited. You need someone who has experience with schools and the insurance companies to help you sort it all out.

Use of contractors and volunteers mean that your school's insurance program can't stop at simply making sure claims are covered for employees and teachers acting within the scope of their jobs. Student travel and enrichment programs mean that your insurance protection needs to extend far beyond school grounds. Threats of violence within schools and threats of terrorism from without mean that today, your school's insurance program needs to be more comprehensive and robust than ever.

We provide valuable guidance to help reduce injuries to faculty, staff, students and visitors—and to prevent damage to property. We provide coverage you need to help make your school a safer place. With our industry experts, professional services and competitive products, we help your employees and students safely spend their time working and learning. We also offer many value added services to our schools, primarily in the area of loss prevention. Our loss prevention service is second to none. We proactively work with you to help identify loss sources and determine cost effective ways to deal with them. We also offer training seminars designed to meet state continuing education requirements, particularly for bus drivers.

The School Insurance team at Linville Insurance Agency can help you sort through the unique risks you face. And we have the options to help you craft an effective, economical risk management and insurance program. Our team has over 30 years experience and has worked with public and private schools all over Kentucky.

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